neon pillar 3a
Take care of
your future,
stress-free.
neon pillar 3a
Take care of
your future,
stress-free.
neon pillar 3a
Take care of
your future,
stress-free.
neon offers you one of the lowest-cost 3a solutions in Switzerland with investment strategies for various risk profiles. Simple and clear, because your 3a runs in the same app as your everyday account.
The neon pillar 3a
Low-cost retirement planning
neon offers you one of the lowest-cost 3a solutions in Switzerland, with total costs of 0.38%–0.45% per year.
Everything in one app
neon connects personal account, investments and pillar 3a. One login, three financial products, full overview of your finances.
Pillar 3a calculator
Check with the retirement calculator how much wealth you could build over the years.
Your strategy, your focus
From 25% to 100% equity share: Choose from 5 strategies for your neon 3a solution. Personalise with a Swiss or sustainability focus.
Your strategy, your focus
Your neon pillar 3a is in safe and good hands with our renowned partners.
The neon pillar 3a
Low-cost retirement planning
neon offers you one of the lowest-cost 3a solutions in Switzerland, with total costs of 0.38%–0.45% per year.
Everything in one app
neon connects personal account, investments and pillar 3a. One login, three financial products, full overview of your finances.
Pillar 3a calculator
Check with the retirement calculator how much wealth you could build over the years.
Your strategy, your focus
From 25% to 100% equity share: Choose from 5 strategies for your neon 3a solution. Personalise with a Swiss or sustainability focus.
Your strategy, your focus
Your neon pillar 3a is in safe and good hands with our renowned partners.
The neon pillar 3a
Low-cost retirement planning
neon offers you one of the lowest-cost 3a solutions in Switzerland, with total costs of 0.38%–0.45% per year.
Everything in one app
neon connects personal account, investments and pillar 3a. One login, three financial products, full overview of your finances.
Pillar 3a calculator
Check with the retirement calculator how much wealth you could build over the years.
Your strategy, your focus
From 25% to 100% equity share: Choose from 5 strategies for your neon 3a solution. Personalise with a Swiss or sustainability focus.
Your strategy, your focus
Your neon pillar 3a is in safe and good hands with our renowned partners.
Your pillar 3a, right where your money already is
With the neon pillar 3a you build up your retirement savings and save on taxes – directly in the app, where your everyday account and your investments are also located. So you always have a complete overview of your finances in the neon app.
0 – 4'999 CHF
0.45%
5'000 – 9'999 CHF
0.44%
10'000 – 24'999 CHF
0.43%
25'000 – 49'999 CHF
0.41%
from 50'000 CHF
NEW
0.39%
0.38%
0 – 4'999 CHF
0.45%
5'000 – 9'999 CHF
0.44%
10'000 – 24'999 CHF
0.43%
25'000 – 49'999 CHF
0.41%
from 50'000 CHF
NEW
0.39%
0.38%
One of the lowest-cost pillar 3a providers in Switzerland
One of the lowest-cost pillar 3a providers in Switzerland
Only 0.38–0.45% management fees – there are no additional custody, entry or transaction fees. The fee drops automatically with your balance: Up to 10'000 CHF the fee is 0.45%, from 50'000 CHF it's only 0.38% per year. This makes neon one of the lowest-cost pillar 3a providers in Switzerland.
Only 0.38–0.45% management fees – there are no additional custody, entry or transaction fees. The fee drops automatically with your balance: Up to 10'000 CHF the fee is 0.45%, from 50'000 CHF it's only 0.38% per year. This makes neon one of the lowest-cost pillar 3a providers in Switzerland.
Pension calculator: This is how much your 3a assets could grow
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neon 3a strategies with top rankings
The best pension funds by cost and performance: Evaluno compared a total of 344 pillar 3a funds and investment strategies as of 30 June 2026.
2nd place
2nd place
5-year performance
2nd place
3-year performance
4th place
1-year performance
3rd place
3rd place
5-year performance
3rd place
3-year performance
5th place
1-year performance
2nd place
2nd place
5-year performance
neon 3a strategies with top rankings
The best pension funds by cost and performance: Evaluno compared a total of 344 pillar 3a funds and investment strategies as of 30 June 2026.
2nd place
2nd place
5-year performance
2nd place
3-year performance
4th place
1-year performance
3rd place
3rd place
5-year performance
3rd place
3-year performance
5th place
1-year performance
2nd place
2nd place
5-year performance
5 investment strategies: From Defensive 25 to Offensive 100
5 investment strategies: From Defensive 25 to Offensive 100
5 investment strategies: From Defensive 25 to Offensive 100
Opened in just a few minutes. Move money from your neon account to your pillar 3a in just a few clicks. Or set up a standing order.
Opened in just a few minutes. Move money from your neon account to your pillar 3a in just a few clicks. Or set up a standing order.
Set up up to five 3a portfolios and withdraw them in stages when you retire to optimize your taxes.
Set up up to five 3a portfolios and withdraw them in stages when you retire to optimize your taxes.
The performance of the different portfolios and tax documents are always at hand in the app.
The performance of the different portfolios and tax documents are always at hand in the app.
This is how secure your pillar 3a is with neon
Security you can trust
This is how secure your pillar 3a is with neon
The neon 3a pillar was developed together with strong partners. Your money is held by the simply3a pension foundation and invested by the private bank Lienhardt & Partner – specifically in Swisscanto funds. Your money is invested and therefore considered special assets. This means that your 3a balance is secure even in the event of bankruptcy.
At neon, your money is safe – it is held at Hypothekarbank Lenzburg and is protected up to 100,000 CHF. We treat your data with the same care: no unnecessary tracking, no sharing without your consent. To ensure everything remains protected in the app, we rely on the latest technology and regular security tests.
The neon 3a pillar was developed together with strong partners. Your money is held by the simply3a pension foundation and invested by the private bank Lienhardt & Partner – specifically in Swisscanto funds. Your money is invested and therefore considered special assets. This means that your 3a balance is secure even in the event of bankruptcy.
FAQ
Frequently asked questions about neon pillar 3a
What are the fees for pillar 3a at neon?
What are the fees for pillar 3a at neon?
How secure are my pension assets in neon's pillar 3a?
How secure are my pension assets in neon's pillar 3a?
How do I transfer my existing pillar 3a to neon?
How do I transfer my existing pillar 3a to neon?
How can I open a pillar 3a account with neon?
How can I open a pillar 3a account with neon?
What requirements do I need to meet to open a pillar 3a account with neon?
What requirements do I need to meet to open a pillar 3a account with neon?
More questions about the neon pillar 3a?
Disclaimer
This publication is an offer according to Art. 3 lit. g FIDLEG, but it does not constitute a purchase recommendation. The factsheets for the assets are available in the neon app. Investing involves risks, get advice from independent experts. To the disclaimer
Disclaimer
This publication is an offer according to Art. 3 lit. g FIDLEG, but it does not constitute a purchase recommendation. The factsheets for the assets are available in the neon app. Investing involves risks, get advice from independent experts. To the disclaimer
Disclaimer
This publication is an offer according to Art. 3 lit. g FIDLEG, but it does not constitute a purchase recommendation. The factsheets for the assets are available in the neon app. Investing involves risks, get advice from independent experts. To the disclaimer
