The pillar 3a at neon costs between 0.39% and 0.45% per year – depending on the balance in your 3a portfolio.

Management fees based on asset value:

• 0 – 4'999 CHF: 0.45%

• 5'000 – 9'999 CHF: 0.44%

• 10'000 – 24'999 CHF: 0.43%

• 25'000 – 49'999 CHF: 0.41%

• from 50'000 CHF: 0.39%

What is included in the fees:

• Administrative fees such as account and custody account management for all investments and sales

• We do not charge stamp duty

• We do not charge direct product costs (TER)

Additional costs: The only additional costs with us are low, indirect fund costs (so-called «fund of funds» costs). We do not charge you these costs directly, as they are factored into the performance of your strategy. These costs apply to all 3a providers in Switzerland, but they are often not disclosed transparently. With us, these indirect product costs only apply to two strategies:

• Offensive 100: 0.04%

• Dynamic 80: 0.07%

Important to know: Fees are charged quarterly, and as soon as you reach the next threshold, the fee will be automatically reduced for you from the start of the next quarter.

In short: With management fees starting at 0.39%, neon is one of the most affordable solutions for your digital pension provision – with transparent fees and no hidden costs. You can find out more about this and see how we compare to the competition here: The 3a comparison – and why neon stands out.