The neon Mastercard: one card for everything
Jan 20, 2020
What’s so great about the neon Mastercard, you ask? Well, it makes your life easier. There’s no longer any reason to use a different card: you never need to think about which card to pay with and your bulging wallet will thank you, too.
One card for everything
So, how’s that supposed to work?!
In a nutshell, you can use your neon Mastercard to make payments or withdraw money wherever you like. You can use it in all four corners of the world, for contactless payments and online, too.
Unlike with credit cards, the transactions you make with your neon Mastercard are debited from your account right away, not in one go at the end of the month. That’s great news for you: you can keep your expenses under control and avoid having a monster bill sprung on you at month-end. The neon Mastercard is accepted by shops and ATMs around the world, plus you can use it for online shopping: there’s a 16-digit card number on the back plus the CVC/security code that you normally need to make a payment.
What else do I need to know?
A card that you can use in all kinds of ways needs to be protected in all kinds of ways, too. Of course, we take a no-holds-barred approach here. As usual, you’ve got your own PIN and your neon Mastercard is protected with 3D Secure for online shopping. You might notice that the card says «prepaid» on the back, which is how our card product was defined by Mastercard in the past. All neon cards issued as of September 2024 are Debit Mastercards. The important thing for you to note is that – no matter if you have a Prepaid or a Debit Mastercard – you can use it like any other prepaid or debit card and all the transactions are debited from your neon account right away.
Payments in Switzerland are free for all neon plans. Cash withdrawals are free twice or more per month in Switzerland with neon plus, neon global or neon metal, after which they cost 2.50 CHF. With neon plus, neon global or neon metal, there is no exchange rate surcharge when paying abroad, and withdrawals abroad are cheaper. You can find more details here.
Who issues the card?
The card issuer is Hypothekarbank Lenzburg, and the processor is NiD.
