Transfers within Switzerland are free of charge. For transfers to our various international currency zones (incl. EUR) with Wise, you only pay a small service fee, which is dynamically calculated depending on the transfer amount and the target currency. And for each transfer, you get to use the mean exchange rate. As a neon metal user, you benefit from a 40% discount on the service fee for transfers with Wise, and from a 20% discount as a neon global user.