Yes. With neon, you can manage your digital pension savings flexibly – there is no obligation to make regular contributions to your pillar 3a account.

In practical terms, this means:

• You decide for yourself when and how much you pay in

• You can pause or skip payments at any time

New: Retroactive payments
Since 1 January 2025, you can make retroactive contributions to your pillar 3a if you did not fully pay in the maximum amount in a given year.