Yes. You can transfer money to various currency zones, and with no exchange rate surcharges. The exchange is always made using the mean exchange rate, so all that’s left for you is a dynamic service fee to cover the cost of carrying out your transfer and the cost on neon's side for providing you with the convenient implementation of the Wise feature in the app. The service fee is transparently displayed throughout the entire transaction – both before and after you make your transfer. As a neon metal user, you benefit from a 40% discount on the service fee for transfers with Wise, and from a 20% discount as a neon global user.