0% Specials
Discover the 0% Specials from Invesco and neon: we offer you three selected ETFs that you can buy and sell for 8 months without trading fees. With our 0% Specials, we want to continue breaking down the barriers to investing by continually offering you flexible and cost-effective investment opportunities outside the investment plan. In this blog post, you can find out more about the reasons for our collaboration and how we choose the three 0% Special ETFs.
Please note: ETFs may be subject to ongoing fees and other costs. A complete overview of the products can be found in the fact sheet. Links to the factsheets for the three ETFs are below and are available in the neon app.
The difference between 0% Specials and 0% investment plan
The three 0% Specials: Global, sustainable and low-cost
Who is Invesco
Invesco is a reliable and renowned financial services provider with over 85 years of experience in the industry. The company is one of the largest ETF providers in the world (alongside Blackrock, Vanguard and State Street) and strives to offer its users high added value with its products – just as we at neon do with our everyday account app. Since we want to make it easier for you to invest, we have decided to partner with Invesco and offer you selected ETFs with 0% trading fees. Our common ambition to change the market with innovative products makes us a pETFect duo.
About the offer
With this offer, you won’t pay any trading fees when buying and selling within three selected ETFs from 29 July 2024 to 31 March 2025. Please note: you will pay the usual trading fee in advance when buying/selling and, together with Invesco, we will refund it to you within two working days. All that remains are the state stamp duty and the ETF’s product costs (TER).
You can find the three 0% Specials in the Invest tab in the neon app. Click on «Discover» and scroll down to «Topics», where you will see the «0% Specials» tile:
- Technology Global ESG (IE000Q0IU5T1)
- Healthcare Global ESG (IE000L4EH2K5)
- Financials Global ESG (IE00018LB0D8)
Read on to find out more about why we have selected these ETFs.
0% Specials vs. 0% investment plan
To avoid misunderstandings from the outset: the 0% investment plan is not the same as the 0% Specials. With the 0% investment plan we offer you various investments that you can buy with 0% trading fees as part of the investment plan. In other words, we offer you a long-term and affordable way to build up your assets, because the selected 0% investment plan investments will remain in place over the long term. And, as always at neon, we make it as easy as possible for you: we automatically invest for you once a month.
But we also want to offer you affordable access to a broad and diversified portfolio outside of the 0% investment plan. We offer you that again and again with our 0% Specials: for a limited time, you can buy and sell selected investments in the neon app without any trading fees.
| 0% investment plan | 0% Specials | |
|---|---|---|
| Offer | 0% trading fees when buying | 0% trading fees when buying and selling |
| Duration | Long-term | Limited time (current offer 8 months) |
| Investments |
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The 0% Specials: Global, sustainable and low-cost
With the select three Invesco ETFs Technology Global ESG, Healthcare Global ESG and Financials Global ESG, we are offering you the opportunity to participate in technological advances, the global healthcare sector and the financial industry – without compromising on sustainability. And at the same time, you’ll be sparing your wallet because the three ETFs offer attractive entry-level prices and low costs.
The selected ETFs are based on existing indices such as the S&P Financials World (known as a «parent index»). A brief digression: an index is essentially an «artificial construct» of index providers (such as MSCI or S&P Global) and is not a financial product. This means that you cannot invest directly in an index, but only through financial products that make up an index. These include, for example, ETFs.
The parent index is the benchmark index on the basis of which the derived index is created and represents the general performance of a specific market or sector. The derived index then generally adopts additional filters, such as sustainability criteria (ESG), in order to make a more specific selection of securities.
This is exactly the case for the three Invesco ETFs selected: they have lighter carbon footprints and better ESG profiles than the benchmark indices. Companies that do not meet the ESG criteria (environmental, social and governance) or are involved in controversial businesses, such as tobacco, arms, oil sands or coal, are excluded. Companies that do not comply with the principles of the UN Global Compact or that have low or no ESG ratings are also excluded. All three ETFs are reweighted every six months to achieve better ESG performance and lower carbon intensity.
The three ETFs also impress with their favourable entry-level prices and low TER compared to similar investment products. For more details on the respective ETFs, just keep reading.
Why Technology Global (ESG)?
With the Technology Global ESG ETF, you invest in large and medium-sized technology companies from developed markets. In recent years, most of the growth on the American market has been driven by technology securities such as Apple, Nvidia and Microsoft. If you want to invest in this direction, this ETF offers you an attractive opportunity to participate in the technological advances of recent decades without having to invest in individual companies.
Although the ETF is relatively new and smaller, with a fund size of 6 million CHF and 82 companies included, it impresses with its low costs (0.18% TER) and low entry price (7.88 CHF at 30.07.2024). These advantages make it a cost-effective option compared to similar ETFs. Note, however, that the smaller selection of companies in a specific sector may entail higher risk compared to broader ETFs.
Full information about the ETF and the risks can be found in the fact sheet and in the sales documentation.
Why Healthcare Global (ESG)?
The Healthcare Global (ESG) ETF allows you to benefit from the global trend in the healthcare sector. In recent years, the issue of health has come into increasing focus due to pandemics and the ageing population. This ETF gives you the opportunity to invest in innovative healthcare companies and technologies that will shape the future of medicine.
With a fund size of 2.2 CHF million and 89 companies included, the ETF tracks the performance of healthcare companies with large and mid-market capitalisation in developed markets. It impresses with its low costs (0.18% TER) and low entry-level price (5.55 CHF at 30.07.2024), making it one of the most cost-effective options compared to similar healthcare ETFs.
Full information about the ETF and the risks can be found in the fact sheet and in the sales documentation.
Why Financials Global(ESG)?
If you didn’t receive any participation certificates from neon during our crowd investing process, then this ETF is a good way to invest in other financial companies. Of course, the companies included are larger and more global than neon, but we would say that you still come into contact with them (almost) every day: if you use credit cards and pay on the go, which Financials Global ESG covers with companies such as Mastercard, Visa or American Express. If you use neon invest – investment giants like Blackrock are also represented in this ETF. In addition to personal touchpoints with you as a user, the financial sector also plays a useful role in general and is a globally relevant industry that impresses with its size, growth and innovations.
This ETF includes 167 companies and has a fund size of 2.2 million CHF. Like the other two ETFs, Financials Global (ESG) also impresses with its low costs (0.18% TER) and low entry-level price (5.58 CHF at 30.07.2024) compared with other ETFs in the financial sector.
Full information about the ETF and the risks can be found in the fact sheet and in the sales documentation.
Please read this before using neon invest!
This blog post is an offer according to FIDLEG, Art. 3 lit. g, and is aimed to inform about our our promotion with Invesco. ETFs may be subject to ongoing fees and other costs. A complete overview of the products can be found in the fact sheet. Links to the factsheets for the three ETFs are above and are available in the neon app. However, please note that we do not advise you to buy or sell any specific financial instruments. In other words: It is up to you whether or not you want to buy or sell any of the investment products mentioned above. That's why, before you engage in neon invest, you should always seek guidance from independent experts and remember that investing involves inherent risks. It's crucial to only invest money that you can afford to lose – in the worst case all of it. And finally, past performance of financial instruments never predicts the future. If you want to read the complete version of this disclaimer in proper legalese, please head this way.
You can find more information about how we make money on our partner philosophy blog.
If you want to know more about our investment plan, click here. And if you want to know more about other securities that you can add to your portfolio with our investment plan for 0% purchase fees, take a look at this page.